DRY VAN TRUCKING INSURANCE

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What is Considered Dry Van Insurance For Haulers?

Dry Van hauling is the most common type of trucking operation. This operation includes hauling dry goods or general freight commodities in a fully enclosed trailer. Dry Van haulers will pull their dry van trailers with a semi-truck.

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What Commodities Do Dry Van Haulers Pull?

This operation includes hauling commodities such as General Freight and other Dry Goods (Paper Products, Plastic Products, Department Store Merchandise, Boxed Furniture, etc.)

Which Coverages Do Dry Van Haulers Need?

Dry Van Haulers will need:

  • Commercial Auto Liability

 Dry Van Haulers will want:

  • Motor Truck Cargo
  • Auto Physical Damage
  • Uninsured/Under-Insured Motorist (UM/UIM)

What Limits Do Dry Van Haulers Need?

Depending on the state, you may need to carry a minimum liability limit of $750,000, but it is always recommended that you carry at least $1,000,000 in liability coverage. 

Most suppliers and freight brokers will require you to carry:

  • Primary Liability – $1,000,000
  • Motor Truck Cargo – $100,000

How Much does Insurance Cost Dry Van Haulers?

The cost of dry van truck insurance can range anywhere from $1,250 annually to $16,500. Pricing will vary on distance traveled driver and company experience and if you have an MC authority. FMCSA requires that you carry a minimum of $750,000 in liability, this can make the price land on the higher end. It’s important you specify how you will be using the vehicle to make sure you are matched with the best coverage for the best price.

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Gold River Insurance Brokerage is a full-service independent brokerage in Brooklyn, NY.

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