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REEFER TRUCK INSURANCE
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What is Reefer Truck Insurance?
Reefer Truck Insurance is a type of insurance designed for reefer haulers that covers refrigerated goods hauling. These goods include commodities that need to be kept at a lower temperature while being transported such as certain foods (dairy products, produce, meat). This includes the transport of frozen foods as well.
Just as with any other type of trucking operation, transporting refrigerated commodities from one destination to another requires the operator of the vehicle to be insured before they can get on the road. This type of insurance is exactly the type of insurance any reefer hauler will need before they can start transporting refrigerated goods for their customers.
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What Commodities Are Included in Reefer Hauling?
Reefer Haulers specialize in hauling commodities that need to be kept at a certain temperature during their transition from one location to another. These commodities can include meats, dairy products, produce, frozen foods, beverages, etc.
What Coverages Are Needed To Haul Refrigerated Goods?
Reefer Haulers need:
- Primary Liability
Reefer Haulers want:
- Auto Physical Damage
- Motor Truck Cargo
- Uninsured/Under-Insured Motorist
What Insurance Limits Are Required?
Reefer Haulers will tend to get their state’s required limit unless they have a contract from a shipper that requires a higher limit.
Typically a state will require Primary Liability coverage of $750,000 Combined Single Limit (CSL) while shippers will sometimes require Primary Liability coverage of $1,000,000 Combined Single Limit (CSL).
How Much Does Reefer Truck Insurance Cost?
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