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Trucking Umbrella or Excess Liability Insurance is an essential coverage option for truckers and trucking fleets. If you cause an accident, do you have enough coverage from your current policies to protect you? Your primary liability limits can be easily exhausted if you are slapped with a lawsuit. Your umbrella policy will kick-in when your other resources have been depleted and are not able to completely cover the costs.

How does Trucking Umbrella or Excess Liability Insurance protect your trucking business?

Umbrella liability and excess liability policies add another layer of protection to any of several other policies that you might hold, including general liability, employer’s liability, and commercial auto liability policies. For instance, if you have $1 million in commercial auto liability coverage and a covered claim is settled for $1.5 million, your company’s umbrella liability insurance policy would pick up the additional amount.

Gold River Insurance can provide umbrella and excess liability limits of from $1,000,000 up to $50,000,000 through a number of “A” rated, financially sound insurance carriers.

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Gold River Insurance Brokerage is a full-service independent brokerage in Brooklyn, NY.