Box Trucks

BOX TRUCK INSURANCE

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What Is Considered A Box Truck?

Box Trucks are chassis cab trucks with a cargo area in the shape of a cube or “box”. This area is used to haul goods and are typically used to haul dry goods as well as refrigerated goods. Like duallies, you can either have a commercial driver’s license (CDL), such as a Class A license or a regular driver’s license, such as a Class C license.

What Do Box Trucks Usually Haul?

Box Trucks most often haul general or dry freight, but will sometimes haul refrigerated goods if the box truck is fitted with a refrigeration unit or if the box truck specifically uses a refrigerated cargo area.

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What Operation Are Box Trucks Best At?

Box Trucks do very well hauling general freight as their enclosed cargo area is designed specifically to haul smaller dry freight.

How Much Does Insurance Cost For Box Trucks?

Insurance for box truck insurance can cost anywhere from $750 annually to $9,000+ annually per box truck. You will pay on the higher end if you are a for hire company oppose to delivering your own equipment to a job site. If you have an MC Authority you will be paying on the hire end as you have to comply with the $750,000 insurance limits set by FMCSA. At most time most Shippers/Brokers are going to require you to carry the $1,000,000 limit in order to haul for them.

What Are Some Requirements for Box Trucks?

In order to drive a box truck you will need to have either a regular driver’s license or a commercial driver’s license (CDL)

Which Coverages Do Box Trucks Need?

Box Trucks will, at the very least, need to be included on a Commercial Auto Liability policy. This coverage is responsible for paying any bodily injury or property damage to others while you or an employee are operating a vehicle for business purposes.

Commercial Vehicle Insurance Types

Commercial Truck Operation Type

Additional Commercial Truck Insurance Coverage Options

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Gold River Insurance Brokerage is a full-service independent brokerage in Brooklyn, NY.

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