Insurance for the pros behind the wheel and under the hood
One accident (whether a fender bender, garage mishap, or damage to a towed vehicle) can lead to a major financial setbacks. The right insurance helps you recover quickly and minimize downtime.
Your service vehicles, tow trucks, and customer cars need protection. We help you secure tailored coverage for all, whether you’re towing, repairing, or storing vehicles.
Operating often requires proof of specific coverage, especially with municipal contracts. We ensure you meet insurance, bond, and certification requirements.
Accidents, claims, or breakdowns won’t stall your operations. Fast claims assistance and expert support help you get back to work with minimal delays.
Covers third-party injuries, property damage, and legal costs related to your shop’s operations. Essential for repair shops, body shops, and service stations.
Protects both your tow trucks and the vehicles you’re transporting against accidents, damage, and liability claims.
Protects your employees with coverage for medical costs, low wages, and rehabilitation in case of job-related injuries.
A bundled policy combining general liability and property coverage — ideal for auto shops and service providers.
Protects customer vehicles while they’re in your care for service, repair, or storage — from fire, theft, vandalism, and accidental damage.
Covers company-owned tow trucks, service vans, and other business vehicles against accidents, liability claims, and damages
Extends your coverage beyond standard policy limits, providing extra protection against large claims and lawsuits that could threaten your business.
Beyond insurance:
Good insurance is just the start. We help you prevent losses before they happen, and recover quickly when they do.
We partner with specialists to inspect your facilities, identify hazards, and implement safety measures to reduce premiums.
We arrange regulatory compliance reviews ensuring your operations meet all government safety requirements.
We create tailored policies addressing unique auto repair and towing risks, including customer vehicle protection.
We'll help you verify subcontractor insurance and reduce transfer risk when working with service providers.
Report incidents anytime through our emergency platform for immediate response
Access garage liability certificates and policy documents through our client portal whenever needed.
We help ensure vehicle damage claims and documentation are properly submitted and tracked.
We work to speed up the claims process, helping you recover quickly and get back to business.
Your reputation depends on quality work and careful handling of customer vehicles. We provide coverage for liability, equipment, and property risks specific to repair shops.
From responding to breakdowns to hauling totaled cars, towing comes with unique hazards. Our policies cover your trucks, drivers, and the vehicles you tow.
Inventory losses, customer claims, and business interruptions can hit hard. We offer tailored protection for tire shops, auto parts retailers, and service centers.
Water damage, slip-and-fall claims, and damage to high-end vehicles are just some of the risks. Our specialized coverage keeps your business safe from unexpected liability.
On-the-go repairs mean liability risks wherever you work. We ensure your service vehicles, tools, and business operations are protected.
Don’t see your industry?
We serve all kinds of auto businesses — just reach out and tell us what you need.
Smart questions about auto services and towing insurance:
Garage liability covers third-party injuries and property damage. Garagekeepers insurance covers customer vehicles in your care.
It depends on the policy — some allow for incidental personal use, but you may need additional coverage for non-business driving.
Most states require workers’ compensation if you have employees. Even if not mandatory, it’s essential for protecting your workers and your business.
You can reduce premiums by maintaining a strong safety program, working with an experienced broker, and choosing policies tailored to your specific risks.
Towing insurance covers your tow trucks, drivers, and general business liability. On-hook coverage specifically protects the vehicles you tow from fire, collision, and theft during transport.
Gold River is more than an insurance broker. We’re your partner — helping you secure the right policies, stay compliant, and protect your business from costly disruptions.
